At Macdonald + Macdonald, we understand how to get deals done and balance the lender’s need for protection, all without over-burdening the borrower.

Our attorneys are knowledgeable and proficient in documenting commercial loans secured by collateral such as real property, partnership interests, shares in inventory, various revenue streams, equipment, aircrafts, personal holdings and public securities, and business assets. Our team members are dedicated to facilitating loan documentation and due diligence to ensure timely and efficient closing.

We represent commercial banks, Community Development Financial Institutions (CDFIs) and other lenders in commercial transactions including predevelopment, acquisition, construction and permanent loans. We have extensive experience in drafting and negotiating participation agreements and intercreditor agreements for any level of debt.

We understand that a collaborative and efficient closing process reflects well on both our firm and our client. We are committed to finding solutions, not problems. As a result, we often routinely have borrowers ask our lender clients to engage us on future deals.

We understand that not every loan unfolds as planned. Therefore, we also represent clients with respect to defaulted loans, including drafting and negotiating forbearance agreements, redeeming property from tax sales, handling foreclosures, workouts and enforcing confession of judgment remedies.